What Is A No Guarantor Loan?

A no guarantor loan is, as the name suggests, a loan which does not require a person or "guarantor" to co-sign the repayment of the loan on the behalf of the applicant. Guarantors are a second party who agree to repay the loan on behalf of the applicant should the borrower be unable to make the necessary repayments, and some payday loans require one for an applicant to be approved.

At buffa, we strive to help our customers no matter what their situation or credit history (good or bad), and don’t require guarantors as part of our loan approval request process. So, if you are unable to get a guarantor to co-sign the repayments of your loan application, or simply prefer to apply yourself without the hassle of having to involve a guarantor on your behalf, we could offer you a buffa ‘no guarantor loan’.

Non-guarantor loans are ideal for someone who doesn’t have a friend or family member able to help them by co-signing their loan application, or those who prefer to be a little more private about their personal finances when they’re in a sticky financial situation. They’re also ideal for anyone who needs a loan quickly and simply, as they require less paperwork when you compare it to a guarantor loan.

So, if you’re in need of some access to some money in a hurry, our no guarantor loans could likely be the answer.

How No Guarantor Loans Work

Why Choose buffa for No Guarantor Loans?

Get No Guarantor Loan Decisions Instantly

We won’t leave you waiting to find out whether you qualify for a no guarantor loan from us. Get an instant indicative decision to advise whether we accept, reject or need to conduct further checks relating to your application.

No Impact on your Credit Score

Complete your buffa no guarantor loan application and get quotes from us, safe in the knowledge that it will not impact your credit score. We’ll give you an initial decision with absolutely no obligation on your part, nor any fear of gaining a poor credit score.

Transparency with No Hidden Fees

As trusted lenders, we pride ourselves on being upfront and honest about our loans, so you’ll know exactly what you’re expected to pay back and by when before you agree to take the loan. When we say no fees, we mean not one; especially when you compare us to other lenders. No late repayment fees, no loan arrangement fees and no hidden charges or checks. Ever.

Flexible Repayment Options

Because our type of no guarantor loans are fully flexible and designed to suit your individual circumstances, you can repay your one at any time. So, if you want to make early repayments or overpayments against your loan to make savings on the overall interest charges, that’s just fine. Or if you prefer the certainty of knowing how much you need to repay each time, on a fixed repayment date each month, that’s just fine too. It’s your loan so you can repay your way.

Bad or Impaired Credit Considered

We strongly believe that nobody should be held back from leading their life by a bad or impaired credit history. We will look at and consider all no guarantor loan applications on their own merits and will always do our best to do right by you and provide you with a loan, regardless of your poor credit history in years gone by.

Money Paid in Minutes

Need your no guarantor loan in a hurry? Once approved, money will likely be in your account within a matter of minutes. No delays, just quick and simple access for customers to their new funds to keep them going until their next payday.

Need Help?

Need some help completing your buffa loan application? Speak to our friendly UK based team today

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