What Is A No Guarantor Loan?

A no guarantor loan, as the name suggests, is a loan which does not require a person or "guarantor" to co-sign the repayment of the loan on the behalf of the applicant. A guarantor is a second party who agrees to repay the loan on behalf of the applicant should the borrower be unable to make the necessary repayments. Some loans require one for an applicant to be approved.

At buffa, we strive to help our customers no matter what their situation or credit history (good or bad).  We don’t require guarantors as part of our loan approval request process. So, if you are unable to get a guarantor to co-sign the repayments of your loan application, or simply prefer to apply yourself without the hassle of having to involve a guarantor on your behalf, we could offer you a buffa ‘no guarantor loan’.

Loans with no guarantor are ideal for someone who doesn’t have a friend or family member able to help them by co-signing their loan application, or those who prefer to be a little more private about their personal finances when they’re in a sticky financial situation. They’re also ideal for anyone who needs a loan quickly and simply, as they require less paperwork than guarantor loans.

So, if you’re in need of some access to some money in a hurry, our no guarantor loans could be the answer.

How to get a loan with no guarantor

Why choose buffa for no guarantor loans?

Get a decision on your no guarantor loan instantly

A quick loan with no guarantor means we won’t leave you waiting to find out whether you qualify for a no guarantor loan from us. Get an instant indicative decision to advise whether we accept, reject or need to conduct further checks relating to your application.

No impact on your credit score

Complete your buffa no guarantor loan application safe in the knowledge that it will not impact your credit score. We’ll give you an initial decision with absolutely no obligation on your part and with no impact to your credit score.

Transparency with no hidden fees

As trusted, direct lenders of no guarantor loans, we pride ourselves on being upfront and honest at all times about our loans, so you’ll know exactly what you’re expected to pay back and by when before you agree to take the loan. When we say no fees, we mean not one; No late repayment fees, no loan arrangement fees and no hidden charges. Ever.

Flexible repayment options

Because our no guarantor loans are fully flexible and designed to suit your individual circumstances, you can repay yours at any time. So, if you want to make early repayments or overpayments against your loan to make savings on the overall interest charges, that’s just fine. Or if you prefer the certainty of knowing how much you need to repay each time, on a fixed repayment date each month, that’s just fine too. It’s your loan so you can repay your way.

Bad or impaired credit considered

We strongly believe that nobody should be held back from leading their life by a bad or impaired credit history. We will look at and consider all no guarantor loan applications on their own merits and will always do our best to provide you with a loan.

Money paid in minutes

Need your no guarantor loan in a hurry? Once approved, money will likely be in your account within a matter of minutes. No delays, just quick and simple access for customers to their new funds.

Need help with no guarantor loans?

Want to know more about taking out a loan with no guarantor, or need some help completing your application? We’re trusted, direct lenders of no guarantor loans, so why not speak to our friendly UK team today. They will be more than happy to help.

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