What Is An Emergency Loan?

An emergency loan is a loan which is taken out when an unexpected financial burden needs to be paid quickly, but the borrower does not have the money available to do so. At buffa, we offer loans on the day of application wherever possible, to ensure that our customers have their money available to them to help in their emergency. So, whether it be a broken household appliance or an unexpected bill, a buffa emergency loan could be the solution.

Emergency loans are ideal for anyone who needs a loan in a hurry. Once you have provided us with the relevant details and information that we require, if we’re able to approve your loan application we will be able to pay your money on the same day. A buffa loan is all about getting you out of a tough situation and we always do everything we can to help our customers, including offering a range of financial advice and support.

How To Get An Emergency Loan

Emergency Loan FAQs

Below you’ll find the answers to our frequently asked questions about emergency loans. If you can’t find the answer you’re looking for, feel free to contact us today and one of our friendly UK based team will be happy to help.

At buffa, we consider people with bad or limited credit scores for our emergency loans. We will need to carry out a full check of your credit history and will require details such as your income, outgoings and bank account information. Complete an application today to see if we could help you.

In order to get a buffa emergency loan, you will need to meet certain criteria, such as having a regular income and access to a UK bank account in your own name. At buffa, we strive to ensure we can always meet our customers needs, so complete an application to see if we can get accept you.

Why Choose buffa?

Loan Decision Instantly

We won’t leave you waiting to find out whether you qualify for a loan from us. Get an instant indicative decision to advise whether we accept, reject or need to conduct further checks relating to your application.

No Impact on your Credit Score

Complete your buffa loan application safe in the knowledge that it will not impact your credit score. We’ll give you an initial decision with absolutely no obligation on your part.

Transparency with No Hidden Fees

We pride ourselves on being upfront and honest about our loans, so you’ll know exactly what you’re expected to pay back and by when before you agree to take the loan. When we say no fees, we mean it. No late repayment fees, no loan arrangement fees and no hidden charges. Ever.

Flexible Repayment Options

Because our loans are fully flexible and designed to suit your individual circumstances, you can repay at any time. So, if you want to make early repayments or overpayments against your loan to make savings on the overall interest charges, that’s just fine. Or if you prefer the certainty of knowing how much you need to repay each time, on a fixed repayment date each month, that’s just fine too. It’s your loan so you can repay your way.

Bad or Impaired Credit Considered

We strongly believe that nobody should be held back from leading their life by a bad or impaired credit history. We will consider all loan applications on their own merits and will always do our best to provide you with a loan, regardless of your credit history.

Money Paid in Minutes

Need your loan in a hurry? Once approved, money will be in your account within a matter of minutes. No delays, just quick and simple access to your money.

Need Help?

Need some help completing your buffa loan application? Speak to our friendly UK based team today

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