What Is An Emergency Loan?
An emergency loan is a payday loan which is taken out when an unexpected financial burden needs to be paid quickly, but the borrower does not have the money or funding available to do so. At buffa, we offer emergency loans on the day of application wherever possible, to ensure that our customers have their money available to them to help in their financial crisis or emergency. So, whether it be a broken household appliance or an unexpected bill, a buffa emergency loan could be the solution to tide you over to your next payday from work and allows you to stop spending all of your time worrying about financial burdens.
Our emergency loan service is ideal for anyone who needs a short term loan in a hurry. Once you have provided us with the relevant details and information that we require, if we’re able to approve your emergency loan application we will be able to pay your money on the same day. A buffa loan is all about getting you out of a tough situation and as responsible lenders we always work as hard as we can to help our customers, including offering a range of financial advice and support as well as the funding you need.
How To Get An Emergency Loan
Emergency Loan FAQs
Below you’ll find the answers to our frequently asked questions about emergency loans. If you can’t find the answer you’re looking for, feel free to contact us today and one of our friendly UK based team will be happy to help.
At buffa, we consider people with bad or limited credit scores for our emergency loans. We will need to carry out a full check of your credit history and will require details such as your income, outgoings and bank account information. Complete an application today to see if we could help you.
In order to get a buffa emergency loan, you will need to meet certain criteria, such as having a regular income and access to a UK bank account in your own name. At buffa, we strive to ensure we can always meet our customers needs, so complete an application to see if we can get accept you.
Why Choose buffa for Emergency Loans?
Emergency Loan Decision Instantly
We won’t leave you waiting to find out whether you qualify for an emergency loan from us. Get an instant indicative decision to advise whether we accept, reject or need to conduct further credit checks relating to your payday loan application.
No Impact on your Credit Score
Complete your buffa loan application safe in the knowledge that it will not impact your credit score. We’ll give you an initial decision with absolutely no obligation on your part to borrow if approval is granted.
Transparency with No Hidden Fees
We pride ourselves on being a lender that you can trust, by being upfront and honest about our loans, so borrowers know exactly what they’re expected to pay back and by when before they agree to take the loan. When we say no fees, we mean it, not one! No late repayment fees, no loan arrangement fees and no hidden charges. Ever.
Flexible Repayment Options
Because our loans are fully flexible and designed to suit the borrowers circumstances, you can repay at any time. We like to consider ourselves as being a flexible lender, so, if you want to make early repayments or overpayments against your loan to make savings on the overall interest charges, that’s just fine. Or if you prefer the certainty of knowing how much you need to repay each time, on a fixed repayment date each month, that’s just fine too. It’s your loan so you can repay your way.
Bad or Impaired Credit Considered
We strongly believe that nobody should be held back from leading their life by a bad or impaired credit history. We will consider all online loan applications from all people, based on their own merits, and we will always do our best to provide you with an emergency loan to borrow, regardless of your credit history when you apply.
Money Paid in Minutes
Need your loan in a hurry? Once approved, money will be in your account within a matter of minutes for you to receive without the tedious wait. No spending time dealing with delays or waiting for approval, just quick and simple access to your money.