What Is an Easy Loan?
At buffa, we provide easy loans which are simple to apply for and quick to give you a decision on whether you have been approved or not. The process is designed to make it easy for you; just let us know how much you want to borrow and how long it will take to repay, your contact details as well as some other key details about your financial situation and you’ll get an indicative decision straight away. You can learn more about why you should choose us, and the buffa loan process here.
If you decide to accept an easy loan offer from us, you will receive money into your bank within minutes.
The repayments are straightforward too, as you will have already agreed which dates on which and amounts you can pay back. You'll also have the option to make early repayments or over payments, so the loan can suit your personal circumstances. You can learn more about the repayment process and how our easy loans work here.
An easy loan is ideal for anyone who doesn’t have the time for drawn out application processes or extended waiting times to get their loan application decision. We are a direct lender so there are no third parties to deal with, just us, you and your loan. Fill out one application form and we'll do the rest.
How to Get an Easy Loan
Easy Loan FAQs
Got a question about our easy loans? See if you can find the answer below. If you can’t see the answer you are looking for, then please don’t hesitate to contact our friendly UK Customer Service team today.
With buffa, you might still be able to get an easy loan even if you have a bad or impaired credit file. We consider each loan application on its individual merits, therefore if you have a poor credit profile but are in a financial position to take out such a loan, you may be able to be approved. Fill in our application form today and we’ll give you an immediate indicative decision, with no impact on your credit score.
The easy loan application process is simple. Just choose the amount you want to borrow and the time you will need to pay it back, fill in all of your required details and submit your application. It’s all done online from the comfort of your own home or on the move if you’re out and about. If your loan application is approved, you’ll receive the money within minutes.
Why Choose buffa or an Easy Loan?
Easy Loan Decisions Instantly
We won’t leave you waiting to find out whether you qualify for an easy loan from us. Get an instant indicative decision to advise whether we accept, reject or need to conduct further checks relating to your application.
No Impact on your Credit Score
Complete your buffa easy loan application safe in the knowledge that it will not impact your credit score. We’ll give you an initial decision with absolutely no obligation on your part.
Transparency with No Hidden Fees
We pride ourselves on being upfront and honest about our easy loans, so you’ll know exactly what you’re expected to pay back and by when before you agree to take the easy loan. When we say no fees, we mean it. No late repayment fees, no easy loan arrangement fees and no hidden charges. Ever.
Flexible Repayment Options
Because our easy loans are fully flexible and designed to suit your individual circumstances, you can repay at any time. So, if you want to make early repayments or overpayments against your loan to make savings on the overall interest charges, that’s just fine. Or if you prefer the certainty of knowing how much you need to repay each time, on a fixed repayment date each month, that’s just fine too. It’s your easy loan so you can repay your way.
Bad or Impaired Credit Considered
We strongly believe that nobody should be held back from leading their life by a bad or impaired credit history. We understand that everyone's situation is different, so we will consider all easy loan applications on their own merits and will always do our best to provide you with the help that comes with a buffa easy loan, regardless of your credit history.
Money Paid in Minutes
Need your easy cash loan in a hurry? Once approved, the funds will be transferred into your account within a matter of minutes. No delays, just quick and simple access to your money.