It is vital to understand what affects a credit score, in both a positive and a negative way, so that you can take care of your own score as much as possible.

Below we’ve listed some of the most important factors to consider that can affect your credit score.

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Being in the industry of finance and personal loans, we understand that it can be very easy to be bogged down by all the different financial jargon out there. So, we thought we’d create a handy financial jargon buster, featuring some of the most common financial terms, what they mean, and where you might see them.

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What does the role of “Guarantor” mean, exactly? If you’re thinking about becoming a guarantor on someone’s behalf for a loan application, or indeed asking someone to be a guarantor on your behalf, this blog will help to explain who can be one, how you become one; what to expect, and more.

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Buying your first or a new car can be a pretty daunting task, especially if you have no idea what you need to be looking out for! Common measures of quality like engine sizes and safety ratings can be very confusing for novice and experienced drivers alike, and that’s without considering all the other factors.

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APR, or the Annual Percentage Rate, is a term you’re probably familiar with if you’ve been looking at taking out a short term loan; but you might not know exactly what it is, and what it’s used for.

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