We are well and truly into 2020 now, and you might be finding yourself in a reflective mood about all sorts of things you’d like to achieve this year; and looking over your finances to evaluate what you can do differently this year may be one of them.

With the new year comes the opportunity to set yourself plenty of personal targets for the year ahead; be it quitting smoking, doing more exercise or getting a new job.

It’s also a great opportunity to set yourself some financial new years resolutions. In the following blog will explore some of the most popular and useful financial new year resolutions that you could set for yourself, as well as some tips on how you can accomplish these throughout the year.

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When it comes to New Year’s Resolutions, getting on top of personal finances is top of many people’s list, with lots of us at the end of every year striving to build up savings, pay off any outstanding debts, building budgets for the next year and more. But when it comes to building a financial plan and budget for the next year, how can you make one that you can actually stick to? Within this blog are a few steps you can take to ensure that you create a New Year’s budget you can stick to.

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As the festive season is now upon us thoughts naturally turn to all things Christmas – and as the big-day approaches there’s nothing better than the thought of having a wonderful Christmas dinner with your family.

But with the sheer amount of food and drink you need to buy for the occasion, getting together everything you need for Christmas dinner can become a costly affair. With that in mind, we’ve compiled a list of useful tips and tricks you can employ to have Christmas dinner on a budget without sacrificing the quality.

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During the festive period, it can be very easy to get caught up in the mood of the occasion and overspend without thinking about the long-term consequences on your finances. But short-term enjoyment can sometimes mean long-term financial pain.

With that in mind, here are our top-tips that you can use to plan your Christmas shopping more effectively and turn your Christmas into a financial success!

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Struggling to get the best out of your savings? You may find you’re getting little return for the money you’re putting aside, or perhaps you’re struggling to put away any money at all, with no savings cushion to fall back on.

The good news is there are several ways you can grow your savings with minimal effort, and you may not even realise you’re doing it!

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