Taking out a payday loan shouldn’t negatively affect your credit score if you stick to your agreed payment plan and make all the necessary repayments on time.

By taking out a payday loan, the loan will appear on your credit report for other lenders and companies offering credit services to see, and if you make all of your repayments on time, this can have a positive impact on your overall credit score.

It’s important to remember though that each individual credit agency and every company offering credit services will take their own view of how to interpret an individual’s credit file. So, whilst repaying a loan on time and in good order can help you to build a good overall credit score, it is never a guarantee.

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If you’re visiting the Buffa website, the chances are you’re looking for a quick, safe solution to a financial emergency. Be it your car has broken down and you need some extra funds, or a household appliance has ceased-up and needs replacing as quickly as possible. For any reason such as these and many more besides, an Instant Cash Loan might be the answer. But what are some of the key advantages of an Instant Cash Loan with Buffa?

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With Spring just around the corner, you’re probably starting to think about spring cleaning your home, but this attitude shouldn’t just be used for tidying up around the house!

Spring is the perfect time to reflect upon your current financial situation (perhaps you had set yourself some financial New Year’s resolutions earlier in the year) to see whether or not you can make any changes to your finances.

In the following article we have outlined five easy ways that you can take steps to spring clean your finances.

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When applying for a short term loan, you may have run into a few phrases, like “Broker” or “Direct Lender”, and not quite understood what the difference is between the two, or even what they are exactly. The two phrases refer to different places you can go to in order to receive a loan; at Buffa for example, we are direct loan lenders, not brokers, and there are substantial differences between direct lenders vs brokers, which we will explore in full in the following article.

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A quick loan does exactly what it says on the tin; a swift injection of cash into your account, which can help you to deal with a wide array of situations and financial emergencies. With a buffa quick cash loan, you could get an immediate decision from our quick application process and see money in your account within as little as five minutes of being accepted, allowing you to deal with your financial requirements without stress.

But you might be wondering what kinds of financial emergencies would bring about the need to take out a quick loan? This article will explore some of these different examples, and how our quick loans can help you cope if your own funds are running a little dry.

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