16 July 2020

We recognise that the ongoing outbreak of Coronavirus is an extremely challenging, and uncertain time for all of our customers.

As described in our recent Coronavirus blog post we have taken steps to ensure that our customers can get in contact with our teams during all normal business operating hours, and we have also taken numerous steps to ensure the health and wellbeing of our employees.

Support for our customers impacted by Coronavirus

If you have been impacted by Coronavirus and cannot continue to make your scheduled buffa loan repayments, we are here to help.

If your loan is active and you are due to make a scheduled repayment, we can defer your payment by offering you a payment holiday. During this payment holiday there will be no interest accruing against your outstanding loan with us.

We also have some other options available to customers:

  • We’re here to discuss any changes in your circumstances and may be able to set-up a repayment arrangement if we think it’s suitable for you, or;
  • If you are experiencing financial difficulties and believe you may benefit from speaking to someone offering free, independent debt advice, we’ve compiled a list of suitable agencies to help you.

Will taking a payment holiday effect my credit rating?

There will be no impact to your credit rating if we conclude that offering you a payment holiday is the best course of action for your particular circumstances.

If you are already overdue in making a repayment to us against your loan, your credit file will not be impacted any further as a result of taking a pre-approved payment holiday.

However, if you haven’t requested support or talked to us directly about taking a payment holiday, your credit file could be negatively impacted if you miss a scheduled buffa loan repayment – therefore we strongly encourage you to talk to us immediately if you’re facing financial difficulties and are struggling to meet your loan repayments.

We understand that these are challenging and uncertain times and we’re here to help.

How to get in touch with us

You can get in contact with us in the following ways:

My Account Area

You can manage some elements of your loan with us through the My Account area of our site by logging in here. Once you’ve logged in you can:

  • Check your balance;
  • Make payments
  • Update your personal details

Contact Us

You can also contact us via email at team@buffa.co.uk or call us on 0800 170 170 3. Our UK based team are ready to help you during the following working hours:

  • Mon-Fri: 9am-8pm
  • Sat-Sun/Bank Holidays: 10am-6pm

You may also find some useful answers to other questions you have by visiting our FAQ page here.