19 May 2020

Yes, there are a variety of direct payday lenders online, which enable you to apply for a loan online without having to make a telephone application or visit the lender at any point.

Online payday lenders are regulated by the Financial Conduct Authority (FCA); therefore, you should check that your direct payday lender is FCA approved before submitting your loan application.

Why use an online direct payday lender?

If you need a short-term loan in a hurry, there aren’t many quicker ways to access cash than by applying for an online direct lender loan. At buffa, we are one of a number of payday loans direct lenders in the market, and we are more than happy to share our expertise on the benefits of using an online direct payday lender like us:

  • We offer a fast and hassle-free service; your entire application can be handled online, and you can receive money in your bank on the same day your application is fully approved
  • We offer flexible repayment plans depending on how much you can afford to pay back and how long you will need to make repayments for
  • We don’t charge any fees for late repayments
  • We allow early repayments which will reduce the cost of interest charges on your loan
  • Your details are safe and secure and won’t be passed on to any third parties as you’ll be borrowing money directly from us

How to apply for an online direct payday lender loan

The online loan application process is incredibly simple. Visit our online application form and submit your details. But before beginning the process, you will need the following:

  • Your mobile phone
  • Your email address
  • Your bank account and debit card details
  • Your address history for the past 3 years

With this information in hand, you’ll be able to simply and quickly apply for a direct lender loan online with buffa, as long as you meet the following requirements:

  • You are over 18 years of age
  • You live in England, Scotland or Wales
  • You are not bankrupt or in IVA
  • You have a mobile phone
  • You have a regular income
  • You are able to afford all the repayments

So, if you meet the requirements and have the right information at hand, you can start your application process today!